Accepting payments online, explained
Everything you need to know about taking payments on your website — from how money moves to fees, security, and common processors like Stripe and PayPal.
Getting paid online can feel mysterious. There are processors, gateways, fees, payouts, and acronyms — and it all has to work before a single sale lands in your bank account.
This section breaks it all down in plain language. Whether you are setting up Stripe for the first time, trying to understand why PayPal charges what it does, or wondering what a chargeback is, you will find a clear answer here.
If you only read three things
- How online payments work — the journey from click to bank account.
- Payment fees explained — what you'll actually pay and why.
- Chargebacks & disputes explained — what to do when one lands.
How it works
How online payments work
Follow a payment from click to bank account in plain English.
Payment processors explained
What a payment processor does and why you need one.
Payment fees explained
Every fee type decoded — transaction, monthly, interchange, and more.
Payouts & bank transfers
How and when money moves from your processor to your bank.
Stripe & PayPal
Stripe basics for business owners
What Stripe is, what it does, and whether it is right for you.
What we need to set up Stripe
Everything Chykalophia needs from you to connect Stripe to your site.
Stripe payouts & fees explained
Stripe's fee structure and payout schedule, explained simply.
PayPal basics for business owners
What PayPal offers, how accounts work, and what to expect.
PayPal vs Stripe
Side-by-side comparison to help you choose — or use both.
Fees & money
Payment fees explained
Understand every type of fee before they show up on your statement.
Stripe payouts & fees explained
Stripe-specific rates, payout timing, and how to read your dashboard.
Sales tax basics for online sellers
A plain-English overview of sales tax — when it applies and how to handle it.
Operations
Chargebacks & disputes explained
What a chargeback is, why it happens, and how to respond.
Refunds: best practices
How to issue refunds correctly and keep customers happy.
Recurring payments & subscriptions
How subscription billing works and what you need to set it up.
Reference
Payment security & PCI compliance
What PCI compliance means for your business and how to stay safe.
Payment terms, explained simply
A plain-English glossary of payment industry vocabulary.
Need a hand?
Writing a pricing page that works
How to structure, write, and present your pricing so visitors understand the value, overcome hesitation, and choose a plan — or get in touch.
How online payments work
A plain-English walkthrough of what happens between a customer clicking "Buy" and the money arriving in your bank account.