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Microsoft 365

Microsoft 365 plans explained

A plain-English guide to Microsoft 365 business plans — what each one includes, who it suits, and how to choose the right one.

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Microsoft 365 comes in several plans, each with a different price and set of features. Choosing the right plan means you get what your team needs without paying for things you will never use.

Quick summary

For most small businesses, Microsoft 365 Business Basic or Microsoft 365 Business Standard will be the right choice. Basic is the most affordable and covers email, OneDrive, and web apps. Standard adds full desktop installs of Word, Excel, PowerPoint, and more. Larger or more regulated businesses may need the Business Premium plan for advanced security.

The main business plans

Microsoft offers four plans specifically for businesses with fewer than 300 users. Here is how they compare:

FeatureBusiness BasicBusiness StandardBusiness PremiumApps for Business
Business email (Outlook)YesYesYesNo
Web versions of Office appsYesYesYesYes
Desktop installs of Office appsNoYesYesYes
OneDrive (1 TB per user)YesYesYesYes
Microsoft TeamsYesYesYesNo
SharePointYesYesYesYes
Advanced security featuresNoNoYesNo
Max users300300300300

Prices change — check the Microsoft website

Microsoft adjusts its pricing periodically. The table above shows which features are included, not the exact price. Always check the current pricing at microsoft.com/en-us/microsoft-365/business/compare-all-plans before committing.

Which plan is right for you?

Microsoft 365 Business Basic

Good for teams who mainly work in a browser and don't need to install Word or Excel on their computer. You still get full Outlook email, OneDrive storage, Teams, and the online versions of all Office apps.

Best for: Businesses on a budget, teams who use tablets or Chromebooks, or people who only occasionally need Office apps.

Microsoft 365 Business Standard

The most popular plan for small businesses. You get everything in Basic, plus you can install Word, Excel, PowerPoint, and Outlook as full desktop applications on up to five devices per user.

Best for: Most small and medium businesses that use Office apps regularly.

Microsoft 365 Business Premium

Includes everything in Standard, plus advanced security and device management tools. These are designed for businesses that handle sensitive data or need tighter control over company devices.

Best for: Businesses in regulated industries (healthcare, finance, legal), or any team that wants the strongest security.

Microsoft 365 Apps for Business

This plan includes the Office desktop apps and OneDrive, but no business email. It is useful if your team already has email elsewhere but wants to use Word, Excel, and PowerPoint.

Best for: Teams who have email through another provider but need the Office apps.

Enterprise plans (for larger organizations)

If your business has more than 300 users, or you need advanced compliance and IT management tools, Microsoft also offers Microsoft 365 E3 and E5 enterprise plans. These are sold differently (often through volume licensing or a Microsoft partner). We can help you navigate these — just ask.

Switching between plans

You can upgrade or downgrade your plan at any time from the Microsoft 365 admin center. Upgrading takes effect immediately. Downgrading usually takes effect at your next billing date.

Check what you will lose before downgrading

Downgrading from Business Standard to Basic means the desktop versions of Word, Excel, and PowerPoint will stop working. Make sure your team is ready for that change before you switch.

Common questions

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If you're stuck, email support@chykalophia.com and we'll help. Include your website address and a screenshot if you can.

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Microsoft 365 plans explained | Chykalophia Docs